Move-in day step by step

Move-in day in nine steps

1. 1

   Step 1: Check the takeover day in the purchase contract. If you want to change it, write a supplementary agreement, and for a tenant-owned apartment: contact the association about when the membership applies.

2. 2

   Step 2: Tenant-owned apartment: make sure the board has approved you as a member before the takeover. Without membership, the purchase is invalid.

   § 6 chap. 5 § tenant-owned apartment law (1991:614), checked 5 October 2026

   § 2 chap. 3 and 10 §§ tenant-owned apartment law (1991:614), checked 5 October 2026

3. 3

   Step 3: Ask the bank to pay out the mortgage on the takeover day, and transfer the rest of the cash contribution on time.

4. 4

   Step 4: Email the seller about keys, meters and agreements that come with the home. our advice

   Email: Before access: questions to the seller To: the seller, with copy to the brokerour advice

   The template is in Swedish because it goes to a Swedish recipient.

   Ämne: Tillträdet [tillträdesdagen]: [bostadens adress eller fastighetsbeteckning] Hej [säljarens namn]. Vi har tillträde till [bostadens adress eller fastighetsbeteckning] den [tillträdesdagen]. För att dagen ska gå smidigt undrar jag: 1. Hur många nycklar, taggar och koder finns det, och lämnas alla över på tillträdet? 2. Vilka el-, vatten- och värmemätare finns, och var sitter de? Jag läser av mätarställningarna när jag får nycklarna, så får vi gärna göra det tillsammans. 3. Vilka avtal följer med bostaden, till exempel larm, bredband, sophämtning eller parkering, och vilka säger du upp? 4. Finns det bruksanvisningar och garantier för vitvaror, värmepump eller annat som ingår i köpet? 5. Vid vilken tid är bostaden tömd och städad? Mina kontaktuppgifter: [telefon], [e-post]. Vänliga hälsningar [ditt namn] [ort], [datum]

   • What is included in the purchase and the condition of the property is stated in the purchase contract. The email does not change the agreement; if you want to change something, for example the moving-in date, write a supplementary agreement with the help of the estate agent (Fastighetsmäklarinspektionen).
   • The seller is responsible for the property until the day of moving in (4 kap. 11 § jordabalken). Read the meters and photograph the property when you receive the keys (our advice).
   • If you discover a fault after moving in: notify the seller within a reasonable time after you have noticed it (4 kap. 19 a § jordabalken).

   Copy email

   Blank template: Word · PDF

5. 5

   Step 5: Take out the house insurance or home insurance from the date of possession. The seller bears the risk for the property until the date of possession, then you. our advice

   § 4 kap. 11 § jordabalken (1970:994), checked 5 October 2026

6. 6

   Step 6: Tell the electricity grid company that you are moving in from the date of possession and choose an electricity retailer.

7. 7

   Step 7: On the date of possession: pay the remainder of the purchase price, receive the keys, the bidding list and the estate agent's journal. For a house, you and two witnesses sign the purchase deed.

   § 4 kap. 2 and 5 §§ jordabalken (1970:994), checked 5 October 2026

8. 8

   Step 8: Read the electricity, water and heat meters and photograph the home on the same day. our advice

9. 9

   Step 9: Make flyttanmälan (notification of change of address) to Skatteverket (the Swedish Tax Agency) within a week after the move, and apply for a deed if you have bought a house.

   § 25 § folkbokföringslag (1991:481), checked 3 October 2026

What happens on the day of moving in?

The law does not regulate how the day of moving in proceeds. The date is determined by the seller and the buyer. Often, the parties and the estate agent meet at the estate agent's office or at the buyer's bank, but it can also be done remotely. The buyer pays, receives the keys and can move in. The estate agent provides the bidding list and their journal to both parties, and you sign the journal. If the property is a house, the parties and two witnesses sign the purchase deed, which is handed over to the buyer.

Source: The Real Estate Agent Inspection: Access.

Purchase contract and purchase deed: what must be included?

The purchase of a house or other real property is concluded with a purchase agreement that both the seller and the buyer sign. It must state the price and that the seller transfers the property to the buyer. Any other price you have agreed on outside of the agreement is not valid. Often, a purchase contract is written first, and then a purchase deed, which must meet the same requirements. If the contract states that a purchase deed should be written, the purchase is conditional on you paying.

For the deed of sale, Lantmäteriet (the Swedish land registration authority) requires that the purchase agreement includes the property's full designation, whether the whole property or a share is being transferred, the purchase price, and the signatures of both parties. The seller's signature must be witnessed by two people. How to apply for a deed of sale is described in the guide to deed of sale and mortgage deed.

Source: Lantmäteriet: Deed of sale guide, purchase agreement, Real Estate Agent Inspection: Contract writing.

Transfer agreement for tenant-owned apartment: what applies?

The purchase of a tenant-owned apartment must be in writing and signed by the seller and the buyer. The agreement must state which apartment it concerns and the price. The transfer becomes invalid if you are denied membership in the association. The association may not deny you if you meet the conditions of the statutes and it reasonably should accept you, and if you are denied, you can turn to hyresnämnden within a month. The seller's debts to the association do not follow to you.

Ask the seller for a copy of the apartment inventory. There you can see if the tenant-owned apartment is mortgaged. The seller must pay off their loans before the takeover, according to Konsumentverket (the Swedish Consumer Agency). How to review the association before you buy is described in the guide to the tenant-owned apartment association.

Source: Konsumentverket: Buy tenant-owned apartment, tips what to think about.

When does the purchase become binding?

Not until both you and the seller have signed the purchase contract. A bid binds neither of you, so the seller can change their mind and you can withdraw your bid until then. If you want conditions in the purchase, for example that an inspection should be approved, they must be stated in the contract. Read about transfer inspection before you sign.

Source: Konsumentverket: Bidding when buying a home, Real Estate Agent Inspection: Contract writing.

Who is responsible for the home until the takeover?

The seller. If the house is damaged, for example by a fire or a water leak, while the seller still has it, you can deduct from the price or cancel the purchase if the damage is significant. From the takeover, you bear the risk. If the takeover has been delayed because you have not paid on time, the risk lies with you from the agreed date. The insurance should therefore apply from the takeover date.

Can the takeover day be moved?

Yes, if the seller and buyer agree. Write the change in a supplementary agreement. If the purchase concerns a tenant-owned apartment, you should also contact the association so that the membership applies from the new date. If you want to enter the apartment before the takeover, to measure or paint, the agent should explain the risks and preferably advise against it, since the seller is responsible for the condition until the takeover.

Source: The Real Estate Agent Inspection: Access.

Electricity, flyttanmälan and title deed after the takeover

When you move in, you contact the local electricity grid company to get a subscription, even if the electricity is already connected, and notify your electricity supplier. Flyttanmälan you do to Skatteverket at the latest one week after the move. If you buy a house, you should also apply for a title deed.

Source: Energimarknadsinspektionen: Questions and answers for you as an electricity consumer, Skatteverket: Flyttanmälan.

Template: questions to the seller before the takeover

Fill in and send a couple of weeks before the takeover, so you know what you get and who terminates which agreements.

Do you find a defect after the takeover?

If the house deviates from the agreement or from what you could reasonably assume, you can request a price reduction or, in serious cases, cancel the purchase. Defects that you should have discovered when you inspected the house cannot be invoked. Notify the seller within a reasonable time after you have noticed the defect. For a tenant-owned apartment, the Purchase Act and the agreement apply, according to Konsumentverket.

Source: Konsumentverket: Buy tenant-owned apartment, tips what to think about.

The law behind it

The sections summarised, with a link to the legal text on riksdagen.se.