Move away from home: checklist and things you need

Checklist: move away from home step by step

1. 1

   Step 1: Make a budget with the budget calculator before you accept a home. our advice

2. 2

   Step 2: Draw your own home insurance that is valid from the first day in the new home.

3. 3

   Step 3: Set up a current account and e-invoicing for rent and electricity. our advice

4. 4

   Step 4: Take out an electricity contract and broadband, or check what is included in the rent.

5. 5

   Step 5: Make a flyttanmälan to Skatteverket within a week of the move.

   § 25 § folkbokföringslag (1991:481), checked 3 October 2026

6. 6

   Step 6: If you are studying: apply for student finance from CSN in good time. our advice

7. 7

   Step 7: Get furniture and household equipment, preferably used, from second-hand shops. our advice

What does it cost to live on your own?

Konsumentverket has calculated for a 20-year-old moving into their own home in 2026. The example is an estimate, not statistics, and your rent may be both higher and lower.

Source: Konsumentverket: Move out of home or stay at home. The total is calculated by us.

Do I need my own home insurance?

Yes. Your parents' home insurance does not apply when you move from home, according to Konsumenternas, and it also applies when you move to a student room. Insurance companies often sell student home insurance at a discounted price. What a home insurance covers and how you compare is stated in the guide to home insurance.

Source: Konsumenternas: Things to consider before moving from home, Konsumenternas: Home insurance, how do you live?.

What things do you need when moving away from home?

The Consumer Agency's example calculates 920 kronor per month for home equipment and 200 kronor for consumables when you live alone, compared to 390 and 140 kronor when you live at home. Most things you buy once, so start with what you use the first week:

• Bed, bed linen, towels and curtains or blackout curtains for the bedroom.
• Pot, frying pan, a few plates, glasses, cutlery, chopping board and knife.
• Dish soap, dishcloth, toilet paper, laundry detergent, trash bags and light bulbs.
• Vacuum cleaner or broom, bucket and mop.
• An extension cord, tools to assemble furniture and a fire extinguisher.

A complete moving kit is not needed. Much is available second-hand, and where you find it is in sell, donate or dispose of furniture.

Source: Konsumentverket: Move from home or stay at home. The list is ours.

Do I have to report a move if I am only studying in another town?

Yes, if you are moving to study at a university or college. It makes no difference whether you move in with a friend, into a student room or into your own apartment. If you attend compulsory school or upper secondary school and are under 18, you should instead be registered with your parents, at most until your 21st birthday.

Source: Skatteverket: Folkbokförd på rätt adress, Skatteverket: Anmäla flytt som student.

How much student finance do I get?

From 1 January 2027, those with full study grants will receive 13,684 kr for four weeks of study, according to CSN. The button in the budget calculator fills in the amount. If you are under 29 years old and have a low income, you may also be entitled to housing benefit.

Source: CSN: Student grants and tax-free grants are increased until 2027, Försäkringskassan (the Swedish Social Insurance Agency): Housing grants for young people (under 29 years).

Electricity and broadband

If electricity and internet are not included in the rent, you take out your own contracts. The comparison services we have checked:

• Elpriskollen Government agency, Eskilstuna. Checked 3 October 2026. Our favourite.
• Compricer Stockholm. Checked 3 October 2026.
• Elskling Stockholm, part of Zmarta and Axo Group. Checked 3 October 2026.
• Bredbandsval Malmö. Checked 3 October 2026. Our favourite.
• Bredband.se Stockholm. Checked 3 October 2026.

Move into a collective: who has the contract?

In a shared accommodation, several people share a home, and this determines the rules you have. Usually, one or a few people are on the rental contract, and the others rent a room from them. If you rent a room in someone else's home, you are a lodger. The tenant can take in a lodger as long as the landlord does not have reason to say no, for example, because it becomes too many or disturbs the neighbours. If the tenant sublets the entire apartment to you, subletting applies, and then the landlord's consent is required.

As a lodger in part of someone else's home, you have no protection against termination, so you cannot count on being able to stay if the contract holder terminates your agreement. Write an agreement about the rent, notice period, electricity and internet, and who cleans what (our advice). A template for the agreement can be found in the guide on lodger. You register with the population registration in the shared accommodation if you sleep there at least one night a week.

Source: Jordabalken, 12 kap. (riksdagen.se), Population Registration Act (1991:481) (riksdagen.se). 12 kap. 39, 41 and 45 §§ jordabalken (the Swedish Land Code) and 7 § folkbokföringslagen (the Swedish Population Registration Act).

Where do I find cheap furniture?

Second-hand. The guide on selling, donating or throwing away furniture says where the furniture goes, and Kretsloppsparken Alelyckan in Gothenburg has three second-hand shops. More on that at second-hand in Gothenburg.

Template for the new address

For electricity, broadband and insurance. All templates are under templates for the move.

The law behind it